Personal Injury Attorney Portland OR

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By EWS

Insurance Companies are Very Smart

They know how to make a person settle for less money than they should. It is an art form that they have perfected and when done right has an 80% chance of succeeding.

I am referring to stalling a person out. I am speaking more about the Portland OR metropolitan area but this can apply to almost anywhere and is the number one reason you need to get a personal injury attorney if you are in a major car accident.

Stalling a person out is when the claim adjusters take their time in paying you the money they owe you. This includes compensation for your medical expenses, time lost at work, time you will have to take off work for treatment (like physical therapy), and personal property damage. It may sound like they are busy or have a backlog but in reality they are just stalling.

Your average person with or without a family may have enough saved up to get by one month without working. Even if you are in the hospital or at home after a major accident your rent, car payment, cell phone bill, and other expenses are still coming in the mail each month. They do not just disappear just because you were seriously injured in a major collision.

So what insurance companies know for a fact is that after one or two months a person will be broke and scrounging to purchase food and pay their bills. This would be even more so if the person was behind of their payments before they got into the accident. In this case the "final notices" start coming in immediately and unlike before they do not have the money to rob from Peter and pay Paul.

What a personal injury attorney Portland OR will do is carry out all the legwork for you and take care of all the negotiations. You do not know how to deal with insurance companies. These guys do. You do not know how to explain to a claim adjuster exactly what your rights are and the proper benefits you should receive. Personal injury attorneys do.

It is stressful trying to argue with insurance companies. You are on one side of the phone frustrated with a stack of overdue bills in your hand and on the other end of the phone is a claim adjuster siting back in his nice warm office on the 30th floor of an office building with a cup of coffee in his hand smiling because he knows he has you.


You Have More Power With A Lawyer

If your injury is big enough and the settlement is going to be substantial the law firm that is handling your case will give you a loan. This loan can be for anything and it will usually be given interest free. They want to keep you happy and stress free during the negotiations and hearings. They know that 9/10 they are going to get their money back after the case is won.

My aunt got into a major car accident on I-217 which is on the southwest side of Portland OR three years ago. She was badly hurt and has major back problems to this day.

Her son, who is in college, needed car repairs and she could not pay for it. She went to her personal injury attorney, located in downtown Portland, and told him the story. He drafted a loan up that day and gave it to her. The loan was for $40,000 and he told her to give it to her son Chris to just buy a new car.

How solid to you think the case was for them to do that? What I am saying is that when you have a personal injury lawyer you are coming at the insurance companies from a position of strength and not weakness. They know that stalling you out will only cost them more money because then they have to pay for your legal fees. If the case is strong enough they also know the price they are going to be required to pay out goes up. They do not want to take that risk.

Personal Injury Attorney's Job is to Make You Happy

A good injury lawyer is going to want to make you happy and content. When you are pleased with them you will want to stay with them. You can leave anytime you want and they do not usually get paid unless they win the case. That is why they have that free initial consultation with you in the first place to see if the case is a) worth their time and b) winnable.

They should be doing everything to make you more at ease. You should be able to call them up and ask questions and they should keep you informed about the legal negotiations. Very few cases are going to go to court so you need lawyers who are good at negotiating.

Please do not try to deal with large billion dollar companies on your own.  Get professional legal help to deal with them and long term you will come out in the end.

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